Beginning with Your Credit Report

One of the first steps you should take in order to help you repair your credit is to request a copy of your most current credit report. This way, you can verify whether anything on the report is false, and if you need anything updated. Not all creditors regularly update the credit bureaus on your account (or ex-account), so make sure you keep on top of this information.

If you've recently been denied for credit, you can obtain copies of your credit report for free. Below, we've provided you with contact information on the major credit bureaus:

Equifax Information Services, LLC
P.O. Box 740241
Atlanta, GA 30374
1-800-685-1111

Experian
Experian National Consumer Assistance Center
P.O. Box 2104
Allen, TX 75013-2104
888 397 3742

TransUnion
Consumer Disclosure Center
P.O. Box 1000
Chester, PA 19022
800-888-4213


How Do Poor Credit Habits Start?
Common Myths
Good Tips
Beginning with Your Credit Report
How to Manage Your Budget
Saving Money
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