Credit Counseling Library

Have you ever thought to yourself that you wished there was a way out of your debt? Struggling to meet those minimum payments and wish there was something that you could do about it? You've come to the right place. Visual Credit Counseling can help you review your budget information and come up with a counseling plan that will work for both you and your creditors.

We act a liaison between your creditors and you, negotiating the best payment terms and plans. We can help reduce your payments and interest rate, and consolidate your bills into one easy payment. After seven months of regular payments, we can even refer you to a lender to apply for a debt consolidation loan.

If you feel as if your credit problems are unique, you are wrong. Many Americans suffer from immense debt. Credit counseling is the way to go to restore your credit and learn good spending habits.

Below are a few resources we've compiled to help you learn good spending practices. Thank you for visiting, and please come back soon!

How Do Poor Financial Habits Start?
Poor credit habits start from not learning about finance at an early age, or not having good role models to learn from...

Myths
Credit counseling can be a difficult thing to navigate yourself through, especially if you are new to the credit world...

Tips
There are obvious items that appear negatively on your credit report...

Beginning with Your Credit Report
If you've recently been denied for credit, you can obtain copies of your report for free...

How to Manage Your Budget
The only way to identify a pattern in your spending habits is to document everything that you've spent and what you've earned...

Saving Money
A good amount to save is 15% of your paycheck every time...

SmartPay EFT

Existing Clients

+ Payment Address
+ Welcome Package

Visual Credit Counseling 1870 W. Prince Rd. #39 Tucson, AZ 85705

Tel.: 1-877-606-6144
Fax.: 1-877-909-0945
e-mail: vcc@visualcredit.net