As a result of the benefits that we can achieve for you, you will be able to pay off your debt in much less time than you could on your own.

Our average client maintains a $10,000 debt with an 18.5% interest rate. Without Visual Credit Counseling, by paying the monthly minimum payment, it would take at least 32 years and $24,500 to pay off the original debt.

With our services, that same client's debt will be paid off much sooner: usually 3 to 5 years, even with the reduced monthly payments!

How? Interest rate reductions, consistent on-time payments, and reduced late charges work together to effectively shrink the total balance owed. Before a client joins Visual Credit Counseling, most of his or her payments are applied to interest charges. This barely changes the balance amount. By reducing the interest, you can pay off the balances in a lot less time!

The Debt Management Program is also designed to provide you with easily accessible help and guidance. Our counselors are available to handle harassing phone calls from creditors, assist you with legal situations and teach you how to handle credit in the future. Our counselors also make budgeting suggestions so that you can save more money each month and spend your earnings more efficiently.

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Visual Credit Counseling 1870 W. Prince Rd. #39 Tucson, AZ 85705 Tel.: 1-877-606-6144
Fax.: 1-877-909-0945
e-mail: vcc@visualcredit.net
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